Frequently Asked Questions

Collision coverage pays for repairs to your vehicle if you hit another car or object, regardless of fault.

Yes—Edward Lehmann Agency includes optional roadside assistance covering towing, jump starts, and flat tire changes.

Auto insurance rates in Plainview, NY vary based on factors like your driving record, vehicle type, and chosen coverage. Edward Lehmann Agency compares options to help you find affordable, customized rates for your needs.

Contact Edward Lehmann Agency to discuss your needs, vehicle details, and driving record. We’ll recommend the right policy and guide you through the local process for fast, reliable coverage.

Yes, New York law requires drivers to carry minimum liability insurance. Edward Lehmann Agency ensures your policy meets all local regulations and provides enhanced protection for Plainview residents.

Liability coverage pays for damage you cause to others, while comprehensive protects your own vehicle from non-collision events like theft or weather. Our Plainview agency helps you select the right mix of coverage.

Absolutely. Edward Lehmann Agency offers discounts when you bundle auto insurance with other policies such as Umbrella Insurance or homeowners coverage, serving Plainview, Syosset, and nearby communities.

Immediately ensure everyone’s safety, contact local authorities, and call Edward Lehmann Agency for claim support. We’ll help Plainview drivers through every step, from documentation to repairs.

Yes—coverage includes theft and vandalism while docked or stored ashore.

Boat insurance costs in Plainview, NY depend on your vessel type, usage, value, and desired coverage options. You can receive personalized pricing by contacting Edward Lehmann Agency for a quote.

Our policies in Plainview protect sailboats, motorboats, jet skis, fishing boats, pontoons, and more. Speak with our agents to tailor coverage for your specific watercraft.

While New York State does not mandate boat insurance for all vessels, marinas and lenders often require proof of insurance. It’s recommended for full protection around Plainview and Nassau County waters.

Simply call or visit Edward Lehmann Agency in Plainview for a quick, no-obligation boat insurance quote, or fill out our online form to start the process.

Yes, our watercraft insurance offers protection when your boat is being transported on a trailer—whether you’re heading to launch ramps in Bethpage or storage in Massapequa.

Boat insurance covers damage, theft, and liability for your vessel, while umbrella insurance extends liability protection beyond your standard policy limits. Many Plainview boaters pair both types for broader protection.

Yes, Edward Lehmann Agency provides discounts for completing approved boating safety courses and when you bundle boat insurance with policies like auto or home.

Coverage should begin on the ground-breaking date or when materials first arrive onsite and continue until the structure is ready for occupancy.

Builders risk insurance premiums in Plainview, NY depend on factors like project size, location, and coverage limits. Our team offers personalized quotes based on your construction details.

To obtain builders risk insurance, contact the Edward Lehmann Agency for a local quote. We’ll assess your project and recommend coverage options tailored to your needs in Plainview and nearby areas.

Yes, if you’re undergoing major remodeling or expansion, builders risk insurance is recommended to protect against fire, theft, vandalism, and other risks during construction.

Builders risk insurance covers structures while under construction or remodeling, while commercial property insurance protects finished buildings and permanent contents. Often, these policies are used together for full protection.

While not always required by New York state law, most lenders and project owners in Plainview and surrounding communities will require builders risk insurance before work begins.

Yes, most builders risk policies include coverage for temporary structures, equipment, and materials used or stored at the construction site, but coverage specifics can vary—our team will clarify what’s included for Plainview projects.

Yes, extensions are often available if your project takes longer than planned. Contact the Edward Lehmann Agency as soon as a delay is expected to discuss options for continuing your coverage.

A BOP typically combines property coverage for your building and contents, general liability protection, and business interruption coverage to replace lost income.

Most small businesses with relatively low liability risk—such as retail stores, offices, and restaurants—can qualify for a BOP in Plainview.

The cost of a BOP in Plainview, NY depends on your location, industry, size, and the overall value of your property and assets. Edward Lehmann Agency provides free, personalized quotes to help you find the right protection at an affordable rate.

To get a BOP in Plainview, contact Edward Lehmann Agency. Our local experts will guide you through the process, explain your options, and recommend coverage tailored to your business.

While not usually required by law, many landlords and contracts in New York mandate general liability and property insurance. A BOP typically meets these requirements for most Plainview business owners.

Yes, Edward Lehmann Agency can help you tailor a Business Owners Policy for restaurants, offices, professional services, and more. Industry-specific endorsements are available.

A BOP bundles general liability, property, and business interruption insurance into a single, cost-effective package. Purchasing separately may be more expensive for small businesses in Plainview.

Yes! Edward Lehmann Agency provides Business Owners Policy solutions for companies in all our service areas, including Syosset, Woodbury, and Bethpage, alongside Plainview.

You and Edward Lehmann Agency agree on your car’s value up front, ensuring full payment in a total loss.

Classic car insurance rates in Plainview, NY depend on your vehicle’s value, coverage limits, and usage. Contact Edward Lehmann Agency for a tailored quote based on your unique collector vehicle and driving habits.

Yes, even if you drive your classic car infrequently in Plainview or nearby areas like Seaford and Garden City, specialized insurance protects against theft, fire, and damage while your vehicle is stored.

Classic car insurance offers agreed-value coverage, usage restrictions, and spare parts protection, designed for vintage and collector vehicles in Plainview, NY and surrounding towns.

To qualify in Plainview or communities such as Muttontown and Huntington, your vehicle should meet age requirements, be well-maintained, and generally not used for daily commuting. Speak with Edward Lehmann Agency for specific criteria.

Many classic car insurance policies from Edward Lehmann Agency include coverage for spare parts, restoration, and accessories unique to collector vehicles in Plainview and areas such as Massapequa and Oyster Bay.

Connect with Edward Lehmann Agency by phone, online, or in our Plainview office. We’ll guide you through the appraisal and coverage selection for your classic or vintage car anywhere in Long Island.

Yes, policies from Edward Lehmann Agency often include coverage for your classic car while participating in shows or exhibitions in Syosset, Woodbury, or other Long Island communities.

Yes—most policies allow you to extend coverage to rented vehicles or employee-owned cars used for business purposes.

Premiums depend on vehicle types, driving history, coverage limits, and how your business operates in Plainview. The quickest way to get an accurate quote is to contact Edward Lehmann Agency for a personalized assessment.

New York law requires minimum liability limits for business vehicles, but many Plainview companies benefit from higher protection. Our agents can help you meet state regulations and tailor coverage to your risk.

If you regularly use your personal car for business tasks, a commercial auto policy may be necessary. Standard personal auto insurance usually excludes business use.

Commercial auto insurance protects vehicles used for business activities, including higher liability limits, broader driver coverage, and options for multiple vehicles—unlike a standard personal auto policy.

Simply contact Edward Lehmann Agency. We’ll review your fleet, driving records, and coverage needs to provide a custom quote for your Plainview business.

Yes, seasonal or specialty vehicles like snowplows often require tailored coverage. Let us know about your unique operations so we can find the best solution.

Cargo coverage can be added to your commercial auto insurance to protect goods in transit. Discuss this with our agents to ensure you have the right protection.

Flood and earthquake are typically excluded standard but can be added as separate endorsements or standalone policies.

Commercial property insurance cost in Plainview, NY depends on your building size, location, coverage limits, and risk factors. Request a personalized quote from Edward Lehmann Agency for an accurate estimate.

Contact Edward Lehmann Agency for a custom assessment of your needs. Our local agents will review your business, find competitive options, and help you secure coverage that fits your property and operation.

Commercial property insurance covers just your business’s physical assets. A Business Owners Policy (BOP) bundles property insurance with general liability and sometimes business interruption coverage for broader protection. Visit our Business Owners Policy page for more details.

Yes. Even if you lease your Plainview location, you’re responsible for insuring your equipment, inventory, and any improvements you’ve made to the space. Landlords usually only cover the building itself.

Coverage generally applies to the specific address listed, but you can add other locations or endorsements. Our agents will help you protect multiple business sites in areas like Bethpage, Farmingdale, and more.

If your commercial property insurance includes storm coverage, your inventory losses are covered, minus the deductible. Our claims experts will guide you through the process, especially following severe weather common to Plainview and neighboring communities.

Absolutely. If your business grows or changes locations within Woodbury, Jericho, or any other service area, Edward Lehmann Agency can update your policy to keep all assets protected.

Evaluate your total assets and potential lawsuit risks; many businesses start with $1 million in umbrella limits and scale from there.

Costs depend on your industry, business size, and current coverage. In Plainview, NY, many small businesses can add umbrella coverage for a few hundred dollars per year, but high-risk operations or those in neighboring areas like Farmingdale and Huntington may pay more. Get a custom quote through Edward Lehmann Agency.

Commercial umbrella insurance extends the liability limits of your existing insurance, covering large claims that exceed your general liability, commercial auto, or employer's liability policies. It helps pay legal fees, settlements, and judgments.

While commercial umbrella insurance is not legally required in New York State, clients or contracts in areas like Plainview, Syosset, or Woodbury may mandate higher limits. Many businesses choose it for added peace of mind.

Start by reviewing your current policies, then contact Edward Lehmann Agency in Plainview. We'll help you determine the right amount of extra coverage for your specific risks and needs—including those required for neighboring areas like Bethpage and Jericho.

Both offer higher liability limits above your base policy, but umbrella insurance may cover more types of claims and policies, while excess liability strictly follows the terms of your underlying policy. Our Plainview specialists can explain which is better for your business.

Yes, commercial umbrella insurance activates once your underlying policy limits are met. It pays the amount above what your standard liability or auto insurance covers, protecting your assets in Plainview and surrounding areas.

Industries with higher public interaction, such as retail, construction, and transportation, or those with larger assets in Plainview, Syosset, or Farmingdale, benefit greatly from commercial umbrella insurance.

Yes—optional coverage reimburses you if your association’s policy deductible applies to a covered loss.

HO-6 condo insurance rates in Plainview generally start under $400 per year, depending on the value of your property, coverage limits, and any additional policy options. To get an accurate quote, speak directly with Edward Lehmann Agency, as location and individual risk factors can affect pricing.

Yes, the master policy covers common areas and exterior structures, but you are responsible for everything inside your unit—personal property, upgrades, and personal liability. HO-6 insurance fills those coverage gaps.

Getting condo insurance is easy—Edward Lehmann Agency will review your current coverage, assess your needs, and provide you with a personalized HO-6 quote for your Plainview condo.

Standard condo insurance in New York does not cover flood damage. To be fully protected, ask Edward Lehmann Agency about adding separate Flood Insurance for your Plainview unit.

Condo insurance is designed for owners and covers both the structure inside your unit and personal property, while Renters Insurance is for those renting a property and only covers belongings and liability—not the interior structure.

Contact Edward Lehmann Agency right away. We’ll guide you through the claims process, help you provide necessary documentation, and make sure your covered losses are resolved quickly and fairly.

Most mortgage lenders in Plainview will require you to have HO-6 condo insurance to protect both your investment and theirs. Edward Lehmann Agency can provide the documentation needed for your lender.

It’s required by lenders for homes in high-risk flood zones and available to anyone through NFIP.

Flood insurance premiums in Plainview, NY vary depending on your property's location, flood zone, and chosen coverage limits. Our team at Edward Lehmann Agency provides personalized quotes to ensure you receive the best value and coverage.

You can purchase flood insurance through the Edward Lehmann Agency, either with a NFIP policy or a private insurance plan. Call our Plainview office or request a quote online to start the process.

NFIP policies are backed by the federal government with set coverage and rates, while private flood insurance may offer higher limits and flexible options. Our agents in Plainview help you compare and choose the right one for your needs.

Flooding can affect homes outside high-risk zones in Plainview and surrounding towns. While it may not be required, having flood insurance offers important financial protection against unexpected water damage.

If your Plainview home is damaged by a flood, contact Edward Lehmann Agency immediately to file a claim. Take photos, document everything, and our team will support you throughout the claims process.

Most flood insurance policies in Plainview, NY have a 30-day waiting period from purchase before coverage begins. Ask our agents for details about timelines and exceptions.

Standard flood insurance typically covers structural damage to basements but not all contents or sump pump failure. Our Plainview agents can help explain your policy details and additional options.

Yes—product liability for bodily injury or property damage from your products is included under most general liability policies.

General liability insurance costs in Plainview, NY vary based on your industry, business size, and coverage limits. Most small businesses spend between $400 and $1,200 annually. Contact Edward Lehmann Agency for a personalized quote.

Yes, most commercial landlords in Plainview require general liability insurance as part of their lease agreement to protect against third-party liability risks on the premises.

General liability covers third-party injury and property damage, while a business owners policy (BOP) bundles general liability with property and other coverages for broader protection.

To get general liability insurance in Plainview, NY, contact Edward Lehmann Agency. We’ll review your business needs, compare plans, and help you secure the best policy quickly.

If your business is sued for an accident in Bethpage, your general liability policy can cover legal expenses, settlements, and damages, protecting your finances and reputation.

Absolutely! Contractors in Farmingdale, Melville, and nearby areas can secure tailored general liability insurance through Edward Lehmann Agency to meet client and legal requirements.

General liability insurance is not legally required for every business in NY, but many landlords and clients demand it before they will work with you.

Standard policies cover sudden water damage from burst pipes, but not flood—consider adding Flood Insurance.

It covers legal expenses if someone is injured on your property or you damage another’s property.

Homeowners insurance rates in Plainview, NY vary based on your home's value, location, and chosen coverage. Get a personalized quote from Edward Lehmann Agency for the most accurate estimate.

You can easily request a homeowners insurance quote by calling Edward Lehmann Agency, visiting our Plainview office, or using our online form. We'll guide you through coverage options and answer all your questions.

Homeowners insurance isn’t legally required by New York state, but most mortgage lenders mandate coverage. It’s always a smart way to protect your investment.

Homeowners insurance protects your main residence, while landlord insurance is for properties you rent out. Ask about both if you own multiple properties in Plainview or nearby cities.

Report the incident to Edward Lehmann Agency right away. We’ll walk you through the claims process, help document damages, and ensure you get the support you need.

Most standard homeowners insurance policies do not cover flood damage in Plainview, NY. Consider adding Flood Insurance to safeguard your home against local flooding risks.

Examples include mobile construction equipment, fine art, and specialized tools transported between job sites.

Inland Marine Insurance costs in Plainview, NY depend on your property value, location risks, and business operations. Contact Edward Lehmann Agency for a personalized quote.

To get Inland Marine Insurance, reach out to Edward Lehmann Agency in Plainview. Our experts will assess your needs, recommend the right coverage, and guide you through the application process.

Inland Marine Insurance covers property in transit or off-premises, while Commercial Property Insurance typically protects assets at a fixed business location. Many businesses in Plainview use both for full coverage.

Businesses that transport, install, or store valuable property off-site in New York State—including Plainview and surrounding areas—should have Inland Marine Insurance to fill coverage gaps.

If you have Inland Marine Insurance from Edward Lehmann Agency, covered equipment is typically protected at job sites across Syosset, Woodbury, Bethpage, and other surrounding locations.

No, Inland Marine Insurance is valuable for any Plainview business that regularly moves or stores property off-site, including event organizers, vendors, and technology specialists.

Yes, most Inland Marine Insurance policies cover theft, vandalism, and accidental damage to mobile property, subject to policy terms. Edward Lehmann Agency can tailor your coverage.

Yes—loss-of-rental-income coverage reimburses the landlord for lost rents during covered repairs.

Landlord Insurance premiums in Plainview, NY depend on your building value, location, and coverage options. Most policies range from several hundred to over a thousand dollars annually. For an exact quote, contact Edward Lehmann Agency for a tailored assessment based on your property’s specifics.

To get Landlord Insurance in Plainview, NY, reach out to Edward Lehmann Agency. We’ll help you review your property, compare available coverage, and choose a plan that meets your needs. You can start with a quick phone call or request a quote online.

Landlord Insurance covers rental properties and landlord liability, while Homeowners Insurance is for owner-occupied homes. Landlord policies protect against tenant risks and loss of rental income, which are not included in Homeowners Insurance.

While not required by law in New York, most mortgage lenders require Landlord Insurance for rental properties. It’s highly recommended due to the many risks landlords face—from property damage to tenant injury liability.

Standard Landlord Insurance may cover accidental property damage caused by tenants but not intentional acts. Ask Edward Lehmann Agency about endorsements for added protection.

You can insure multiple properties under a single policy or manage them individually. Edward Lehmann Agency offers multi-property discounts and custom solutions for landlords with buildings in Plainview, Syosset, or Woodbury.

Yes, most Landlord Insurance policies include liability coverage, which may pay for legal defense if a tenant files a claim for injuries or damages.

Yes—many term policies include a conversion option without additional underwriting.

Life insurance costs in Plainview, NY vary based on age, health, policy type, and coverage amount. Term life policies are usually more affordable, while whole and universal life the premiums are higher but include additional benefits. Our advisors can help you get competitive local quotes.

To get life insurance in Plainview, NY, contact Edward Lehmann Agency for a personal needs assessment. We'll guide you in selecting the right policy and walk you through the application and approval process step by step.

Term life insurance provides coverage for a defined period (10, 20, or 30 years), usually at a lower cost. Whole life insurance lasts your lifetime, builds cash value, and has higher premiums. We’ll help you determine which option best fits your family’s goals in Plainview.

While life insurance is not required by law in New York, it is highly recommended for anyone with dependents, a mortgage, or future financial obligations. It helps protect your loved ones from unexpected financial hardship.

Most life insurance policies cover accidental death, but some offer additional accidental death benefits or riders. Speak to our Plainview agents to explore coverage specifics.

Yes, many providers in Plainview, NY offer policies for applicants with various health conditions. Rates and options will vary, but our team will help you find a solution that suits your needs.

Some policies offer same-day approval, especially for healthy applicants and simple coverage types. Others may require a brief medical check or review. We’ll keep you updated throughout the process.

Mobile home policies account for unique construction and mobility features, whereas homeowners policies assume a permanent foundation.

The cost of mobile home insurance in Plainview, NY varies based on your home's value, location, and coverage needs. Get a personalized quote from Edward Lehmann Agency for the most accurate rates.

Yes, mobile home insurance is highly recommended—even if not legally required. Many lenders and parks in Plainview or Massapequa require coverage to protect your home and liability.

Mobile home insurance typically covers the structure, personal belongings, liability, and additional living expenses if you need to temporarily relocate due to a covered event. Edward Lehmann Agency can tailor your plan for local risks in Plainview and neighboring communities.

Contact Edward Lehmann Agency for a fast quote. Our Plainview team reviews your home details, coverage needs, and budget to build a personalized policy. You can call, email, or visit our local office.

Flood coverage is usually not included in standard mobile home insurance policies in Plainview or Westbury. Consider adding a separate Flood Insurance policy for protection against flood damage.

Yes, Edward Lehmann Agency offers discounts for security upgrades, multi-policy bundles, and claims-free histories. Ask about our savings for clients in Plainview, Syosset, and Levittown.

The primary difference is that mobile home insurance is designed for homes that are not on a permanent foundation and may be moved, while traditional homeowners coverage is for stationary houses. Our team will help you choose the right option for your Plainview property.

Yes—many policies include coverage for helmets and safety gear under personal property.

Motorcycle insurance costs in Plainview depend on your bike, driving record, and selected coverage. Contact Edward Lehmann Agency for a personalized quote and available discounts.

Getting motorcycle insurance in Plainview is simple. Reach out to Edward Lehmann Agency to compare options, bundle coverage, and receive friendly local guidance.

Yes, New York law requires all motorcyclists to carry liability insurance. The team at Edward Lehmann Agency ensures your coverage meets state requirements and protects your ride in Plainview and beyond.

Comprehensive motorcycle insurance can cover theft and vandalism. Ask about adding comprehensive protection to your Plainview policy with Edward Lehmann Agency.

Edward Lehmann Agency’s policies follow you throughout New York and the surrounding areas. If you have an accident in Massapequa, Huntington, or anywhere nearby, our local claims support will help you every step of the way.

Absolutely! Many Plainview clients save with multi-policy discounts by bundling motorcycle insurance with Auto Insurance or RV & Travel Trailer Insurance at Edward Lehmann Agency.

Motorcycle insurance is tailored for bikes, covering unique risks, gear, and accessories—not typically included in standard auto insurance. Speak to Edward Lehmann Agency in Plainview about differences and which policies you may need.

Most insurers exclude pre-existing conditions, but new illnesses and accidents are eligible for reimbursement.

Pet insurance premiums in Plainview, NY depend on your pet’s breed, age, and coverage options. Plans typically start at under $30 per month. Contact Edward Lehmann Agency for a customized quote.

You can get pet insurance by contacting Edward Lehmann Agency for a fast quote. We’ll help you compare plans and select the best coverage for your needs in Plainview and nearby areas.

Pet insurance isn’t legally required in New York, but it helps you manage rising veterinary costs and keep your pet healthy. Many Plainview families choose it for financial protection and peace of mind.

Pet insurance usually covers accidents, illnesses, surgeries, emergency care, and sometimes even routine wellness visits. Add-ons are available for preventive care.

Most pet insurance plans sold through Edward Lehmann Agency allow you to visit any licensed veterinarian in Plainview, Syosset, or across New York State.

Many pet insurance policies offer nationwide coverage. If your pet becomes ill or injured while you’re away from Plainview, you’re typically still covered. Confirm details with your agent.

Yes, most pet insurance plans have a short waiting period after enrollment before coverage kicks in—usually a few days for accidents and a couple of weeks for illnesses.

No—each occupant needs their own policy or endorsement for shared liability coverage.

Yes—covers sudden water leaks like pipe bursts, but not flood-related damage.

Renters insurance in Plainview, NY is often very affordable, with many policies starting around $15–$25 per month depending on your coverage limits, deductible, and the value of your belongings. Edward Lehmann Agency can help you compare quotes for maximum savings.

You can get renters insurance by contacting Edward Lehmann Agency for a quote. We'll guide you from coverage selection to policy activation—often on the same day.

Yes—your landlord’s policy only covers the building, not your personal belongings or your liability as a tenant. A renters insurance policy protects your items and provides vital liability coverage.

Renters insurance covers your belongings and liability as a tenant, while homeowners insurance is for those who own the property itself—including the building and its structure.

While New York law doesn't mandate renters insurance, many Plainview landlords require it in rental agreements. Even if not required, it offers low-cost peace of mind.

Contact Edward Lehmann Agency to update your policy details. We'll ensure your coverage moves with you, so you're protected in your new Plainview home as soon as you arrive.

Provides supplemental coverage if a guest is injured inside your RV or trailer.

Premiums for RV & Travel Trailer Insurance in Plainview, NY depend on factors like your vehicle type, use, and driving record. Coverage typically starts around a few hundred dollars per year, but we recommend contacting Edward Lehmann Agency for a custom quote tailored to your exact needs and travel habits.

Contact Edward Lehmann Agency in Plainview to discuss your RV or trailer. Our team will review your usage, storage, and desired coverage, then offer a personalized insurance quote. We make the process fast and straightforward.

Auto insurance covers personal vehicles, while RV & Travel Trailer Insurance is designed for recreational vehicles and trailers—covering special risks like vacation liability, personal contents, and seasonal usage typical for travelers in Plainview and Syosset.

New York law requires at least liability insurance for RVs used on public roads. It’s highly recommended to carry full coverage, especially if you travel, store, or invite guests into your RV in Plainview or neighboring areas.

Edward Lehmann Agency policies offer coverage wherever your trip takes you, whether exploring Melville, Old Bethpage, or even traveling out of state. Just contact us if you have a claim, and our local team will guide you through the process.

Yes, RV & Travel Trailer Insurance can include personal property coverage for items inside your vehicle—protecting everything from camping gear to electronics, important for peace of mind while traveling in and around Plainview and Massapequa.

Yes, as long as your trailer is properly insured, coverage extends to stored vehicles—even while parked at your home in Hicksville, Bethpage, or any of the service areas we cover.

Cancellation coverage reimburses expenses for covered reasons such as severe weather, venue issues, or key participant unavailability.

Special Event Insurance in Plainview, NY typically starts around $150, but costs vary based on event size, venue, guest count, and coverage choices. Speak with Edward Lehmann Agency for a customized quote.

Contact Edward Lehmann Agency. Share your event details and our local agents will recommend the right coverage, walk you through endorsements, and work with your venue for any insurance requirements.

Some venues and municipalities in New York, including Plainview and neighboring cities, require proof of Special Event Insurance. Check requirements with your venue or consult our agency for guidance.

Special Event Insurance provides one-time coverage for specific events, combining liability, cancellation, and even weather-related protection. General Liability Insurance offers broader ongoing business protection. Many events benefit from both.

A Special Event Insurance policy with cancellation coverage can help reimburse your deposits and prepaid expenses if your event in Syosset, Farmingdale, or neighboring towns is called off due to covered weather-related reasons.

Most Special Event Insurance policies offer liquor liability coverage for events in Plainview and surrounding service areas. Always disclose alcohol service during your quote process.

Yes, Edward Lehmann Agency can provide quick turnaround for last-minute special event coverage in Plainview, NY and service areas like Westbury or Levittown. Reach out to our local team to get started.

If you have significant savings, property, or investment assets that could be at risk in a major lawsuit.

Umbrella insurance in Plainview, NY is often more affordable than many expect, typically ranging from $150 to $300 per year for $1 million in coverage. Your exact rate depends on your risk profile and current policy limits.

Connect with the Edward Lehmann Agency for a personalized consultation. We’ll review your current insurance, identify any coverage gaps, and recommend the right umbrella policy for your needs in Plainview and nearby areas.

While not required by law, many Plainview and Nassau County residents find umbrella insurance essential for protecting substantial assets against liability claims. New York courts can award significant damages, making extra protection vital.

An umbrella policy covers claims exceeding your auto, homeowners, or renters liability limits—including lawsuits for bodily injury, property damage, and even some situations like libel or slander, which typical policies don’t protect against.

Anyone in Plainview with a home, significant savings, rental properties, or young drivers on their policy can benefit, especially if they’re exposed to liability risks exceeding standard coverage.

Your umbrella policy pays covered costs above your main policy’s limits, up to the selected umbrella amount—protecting your personal assets, income, and savings.

Absolutely. We’ll coordinate your umbrella coverage with Homeowners Insurance, Auto Insurance, and Life Insurance to ensure seamless protection for your Plainview household.

Yes—most states mandate that employers carry workers comp coverage once they hire their first employee.

Workers compensation premiums in Plainview, NY depend on your industry, payroll, and claims history. Edward Lehmann Agency can provide a custom quote for your business.

Workers compensation in New York covers medical expenses, rehabilitation, and a portion of lost wages for employees injured while performing job duties. It also protects Plainview businesses from most lawsuits related to workplace injuries.

You can get workers compensation insurance by contacting Edward Lehmann Agency. We’ll guide you through requirements, coverage options, and provide quick quotes for your Plainview business.

Yes, many Plainview businesses bundle workers compensation with coverage like General Liability Insurance or a Business Owners Policy for broader protection.

Yes, New York law typically requires workers compensation coverage for all employees, including part-time, seasonal, and sometimes family members in your Plainview business.

Operating without workers comp insurance can lead to significant fines, legal penalties, and exposure to lawsuits in New York. Edward Lehmann Agency can help you stay compliant.

Yes, Edward Lehmann Agency is fully licensed in New York and experienced in providing workers compensation policies to businesses throughout Plainview and surrounding communities.