Commercial Umbrella Insurance for Hicksville, NY Residents

Located at the crossroads of Old Country Road and Route 107, Hicksville is a thriving hub for retail, dining, logistics, and professional services. With the Long Island Rail Road station bringing a daily influx of commuters and shoppers, local businesses—from those in the Broadway Commons shopping center to family-run restaurants on Jerusalem Avenue—face unique liability exposures. A single lawsuit or costly accident can quickly exhaust standard liability limits. That’s why our team at Lehmann Agency advises Hicksville business owners to consider expanding your protection with commercial umbrella insurance, providing extra peace of mind in this active business environment.

Hicksville’s dense commercial areas, especially along South Oyster Bay Road and Duffy Avenue, mean higher foot traffic, more frequent deliveries, and increased interactions with the public—all factors that heighten liability risks. Furthermore, proximity to major employers like Northwell Health and Hicksville School District means larger operations with more potential exposure. Commercial umbrella insurance adds extra layers of protection above your general liability, auto liability, and employer’s liability policies. In a community where property values are rising and legal costs are substantial, it’s essential to have coverage that matches the realities of doing business in Hicksville.

Within Hicksville, businesses near the railroad station or clustered along the Route 106/107 intersection often experience higher exposure to third-party incidents due to heavy traffic and pedestrian flow. Industrial zones south of West John Street may face added risk from delivery vehicle accidents or equipment-related claims. The area’s mix of older and newer buildings also influences liability, especially for businesses along East Barclay Street where property renovations are ongoing. School-adjacent businesses near Division Avenue High School and the Broadway Business District may see unique exposure from student and commuter populations, impacting umbrella insurance rates and coverage needs.

Our agency proudly serves Hicksville’s diverse neighborhoods, including North Hicksville, the Crestwood section, and the areas surrounding Willet Avenue and Salem Gate. Businesses in the Levittown border area, and those near Cantiague Park or off New South Road, have distinct insurance needs given differences in property size, use, and customer traffic. Whether you run a retail shop on Woodbury Road or a professional office near the Hicksville Middle School campus, we tailor coverage based on the specific character of your neighborhood.

Lehmann Agency’s reach goes beyond Hicksville to support businesses in Bethpage, Syosset, Farmingdale, and Westbury. Our longstanding presence on Long Island means we understand the challenges facing both suburban and commercial districts, from bustling Garden City to the industrial corridors of Melville. By working with businesses across these varied regions, we bring a depth of local and regional insight to every policy we write.